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RPM

Looking For A Car Title Loan?

Call 949-566-8170 Now!

Call the car title loans leaders in Orange County for the fastest and easiest car loan in Southern California. Don’t call RPM or the others. We have an office right here on Goldenwest in Westminster, CA right off the 405 freeway. We make auto title loans easy and can get you the cash you need in less than 1 hour. Our loans on titles on based on the value of your car or truck so bad credit or no credit is not a problem here. We have been making car loans on titles long before RPM lend, or RPM title loans, 800loanmart, and the others so our processing has been perfected. Call us today and we can tell you right over the phone how much cash we can loan you at 949-566-8170. Or visit us online at www.titleloansorangecounty.com/apply-now/ to apply.

title loans rpm

Cash Title Loans

Need a Cash Title Loan Fast?

Borrow $1,000′s on your car or truck in minutes with bad or no credit. Our cash title loans are based primarily on the equity value in your vehicle along with your ability to make the monthly payments so good credit is not necessary. Unlike many title loans company’s, Title Loans Orange County is a direct lender that will hand you the cash or a check to cash right on the spot. Other lenders will send you a check in the mail that you will receive in a day or two. So if you are looking for immediate cash loans, or want a cash title loan the same day, you need to find a local cash title loans store location like us. We don’t mail you a check: we hand you the cash on the spot!

Cash Title Loans

We are the original pioneers of cash title loans in Los Angeles Orange County so there is no better place to choose. We make it fast, easy and hassle free. So if you are looking to borrow $5,000 on your car or truck and want a same day cash loan, call Title Loans Orange County. Your loan is funded instantly as soon as it is approved and the paperwork is signed. So if you are searching for “cash title loans” or “how to get cash title loans”, choose us. We conveniently serve the following southern California cities; cash title loans orange county, cash title loans Long Beach, cash title loans Los Angeles, cash title loans southern California, cash title loans store locations, cash title loans Huntington Beach, cash title loans Costa Mesa, cash title loans Anaheim, cash title loans Santa Ana.

How To Get Title Loans In Orange County

Title Loans OC, USA’s #1 Online title loans Retailer, Today Announced that it is now the leading title loans company in Orange County, CA

After launching its website in early 2009, the company has experienced a rapid rise in demand for its services to local consumers looking to extract cash from the equity in the cars or trucks. Orange County residents now have a local source to borrow immediate cash on the vehicles from $2600 to $20,000 in less than 1 hour. Unlike other companies who have no physical presence in the county and thus have to mail a check overnight, Title Loans OC approves and funds loans in 1 hour. Its fast easy and hassle free.

Bad credit – Ok

No credit – Ok

Loans On Car Titles

Borrow $1,000′s on your car or truck with loans on car titles.

Need cash? We can help. We specialize in making loans on car titles in Orange County. With our car title loans, you can borrow instant cash loans on the equity in your car and not on your credit score. So if you have bad credit or no credit, don’t worry, we can help. We work with people who have poor credit histories all the time and we can make loans on car titles a breeze. So if you live in Orange County or any city nearby including but not limited to Long Beach, Lakewood, or Carson, give us a call and we can tell you right over the telephone how much we can lend you on your car or truck. And, unlike other car title loans companies in Los Angeles, we fund your loan right on the spot. There is no waiting for a check in the mail the next day. Our title loans are instant cash loans so there is no waiting.

Searching “where to get title loans”? Search no more. We have been making title loans on cars since 1999 and actually helped pioneer the product in California to help consumers looking for car title loans California. Our title loans store is located just 2 blocks south of the 405 freeway in Westminster, Ca. Some of our customers find us by looking for bad credit personal loans or cart title loans in Long Beach. But however you find us, be assured that you will be dealing with the title loan experts. Call today for more information at 949-566-8170.

Explanation on car title loans:

All of our loans on car titles, or as they are sometimes called, “pink slip loans”, are written up as a fully amortized loan so after making the last loan payment, your balance will be zero dollars. Also, and more importantly, these are high interest loans so we encourage people to use these type of loans wisely and, since there is no pre-payment penalty, pay them off as early as possible. These type loans are perfect for consumers who do not have good enough credit to borrow from a bank. However, if you can borrow from a bank, the interest is much lower and we encourage you to do so.

What Is a Title Loan

Title loans

There are many options still available in the marketplace for consumers to borrow money quickly and easily. In California, a car title loan is a good option for people looking to borrow $2500 or more using the vehicles equity as collateral. You do not need perfect credit to qualify since the vehicle is being used as collateral. A car title loan, or simply title loan, is a loan where the borrower provides their car title as collateral for the loan.

These loans are typically short-term, fully amortized loans with higher interest rates than other sources of credit, primarily due to the fact that the lender typically does not require good credit and that the only consideration for the loan is the value and condition of the car.

Most title loans can be acquired in 30 minutes or less depending mostly on how complete the paperwork requirements are receieved from the consumer. Most banks or financial institutions will not loan these small dollar amounts to someone without good credit. In addition to evaluating the vehicles actual cash value, lenders will verify that the borrower is employed or has some other source of income. Lenders do not place much consideration on the borrower’s credit.

Process

The maximum amount of the loan is determined by the collateral. Typical lenders will offer up to 60% of the car’s resale value, though some will go higher. The car must be paid off or nearly paid off so that we as the lender can be placed as a lien holder on the new title. Most lenders, including us, will require the borrower to have full insurance on the vehicle.

Depending on the state where the loan is transacted, interest rates can range from 36% to as high as 600% (APR). Payment schedules vary and are usually structured to allow the borrower to make monthly payments based on he amount of income they generate. If the loan is kept until maturity, and all payments have been made on time, the loan is paid in full and their are no further payments necessary.

Regulation

In California, the Department of Corporations licenses and regulates businesses that offer car title loans in California. You can learn more by visiting their website here.

California existing regulations.

  • Above $2,500 the rate cap is exempt.
  • Customer must be employed or have income source.
  • Loans are fully amortized.
  • Maximum $75 loan processing fee for loans over $2501.

Get Instant CASH on Your Car or Truck – Loans from $2,500

car title loans orange county

Quick, Simple, Private

our location: 15182 Goldenwest Street, Westminster CA 92683

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Got Bad Credit? Fine!

That’s the idea behind the Car Title Loan here at Title Loans Orange County. In a half an hour you can borrow the money you need based on the value of your car or truck and you get to keep your vehicle to drive!
The process is easy. Just fill out an application and bring in a some documents, and in about a half an hour, you could be driving away with thousands!
What’s the quickest way to get the cash you need?
Call us at (949) 566-8170 to apply on the phone or find out how much you can borrow. We’ll let you know instantly whether or not your approved!

Pink Slip Loans

Our Pink Slip Loans are Fast, Easy, and Confidential.

In the old days, bets were settled and scores were laid to rest with the exchange of pink slips. That’s right- remember in simpler times when your car could be put up as exchange for your dignity or to resolve a bet? Today, you may be able to exchange that same piece of paper but for cold hard cash- using pink slip loans.

In a recession, while thousands of workers are laid off from every industry, level and type of position- hard times have fallen on millions nationwide. How do you manage your expenses in this tough situation? There are things that can’t be postponed such as mortgage payments, medical expenses, credit card payments, student loans, etc. The obvious step is to take out a loan, more specifically a pink slip loan, which comes totally hassle free with just the condition of keeping your car as security.

In times like this you probably do not have the time or energy to research countless financial support options. And since your monthly expenses are mounting by the day, decisions on how to generate cash today must be made. With most mortgage installments, medical bills and educational expenses; you cannot put them off for another day even if a late notice is staring in your face. So what can you do? You need quick cash and the only way to obtain it is to opt for an easy loan.

Here’s how they work. Pink slip loans provide emergency funds using your car title as collateral. Considered as subprime debt obligations, these funds are usually issued to borrowers who have a bad credit rating as market options available for them are comparatively less. The greatest advantage of these loans is that the procurement process is extremely fast and hassle free. In fact, you can get it done in less than an hour. The borrower doesn’t need to produce numerous proofs of income records, etc. The only requirement is the document proving you are the title owner of your car.

If this is your situation, let us help! Get a pink slip loan today and pay off your debts. We are conveniently located at 15182 Goldenwest St., Huntington Beach or call (949) 566-8170 right now for a quick consultation. You can also submit your information for a free, no obligation quote online. We can answer all your questions, instruct you how to fill out the paperwork and help you feel at ease about your decision.

Car Title Loans

We’ve made it easy for you to get the cash you need fast. Fill out our form below to get started on a car title loan today!

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    Get The Money You Need Fast

    Ever wondered how the car title loans process really works? Well it’s easier, faster and more convenient than you might think. And you keep your car the whole time. The way a title loan works is you are extended credit based on the amount of equity available in the car. For example, if your car’s current value was $15,000 wholesale and you only owed $1,000 then you would have equity in the amount of $14,000. This gives us leverage to offer you that equity as cash while we hold a lien against your car’s title. It’s that simple. You get to keep your car and continue driving it while paying back the loan at a rate that you can afford. And, you get the lump sum of cash that you need right now. You can do anything you want to with the money: payoff credit card debt, house expenses or student loans. Whatever you need to do with the cash- it’s right there sitting in your driveway!

    And, getting a title loan is so easy. In fact, we have simplified the process to ensure your title loan experience is efficient & painless. It’s just 3 steps and we can have money in your hands today! Car title loans are easy to qualify for because you are using the money you have already put in your vehicle to secure a loan today. You are not selling the car to us, just using the vehicle’s value as your ticket into a loan. Also, if your credit isn’t as high as you might need to qualify for a private bank loan- having the car as collateral will allow us to help you out even with poor credit.

    What’s The Difference Between a Personal Loan & a Car Title Loan?

    There are many types of loans for personal use, but the difference is a car title loan is considered secured because it is backed by collateral- your car. A personal loan can be used for just about anything, whether it is emergency cash to help pay medical bills or other expenses, or cash for traveling. Common personal loans include: debt consolidation loan, emergency cash loan, installment loan, interest only loan, line of credit, refund anticipation loan, secured personal loan, single payment loan, unsecured personal loan. So how can you choose which type is best for your situation?

    A secured personal loan is most similar to a car title loan in that it’s a loan or credit transaction in which the lender acquires a security interest in collateral (your car) owned by the borrower and has the right to foreclose or repossess the collateral should the borrower default. The terms of the transaction between the lender and the borrower are determined by a contract or security agreement. For instance, a person who purchases a vehicle on credit would have to surrender that vehicle to the lender if the borrower failed to make payments on the loan.

    With secured personal loans, borrowers can access more competitive interest rates at lower prices because there is less risk to the lender that the borrower will default on the loan. Borrowers interested in secured personal loans or a car title loan, have to put vehicles, properties and other types of collateral down on the loan, which acts as incentive to encourage them to pay back the lender. Some borrowers will be able to obtain unsecured personal loans that don’t put any of their property at risk, but they will pay higher interest rates.

    Secured personal loans are for people who require substantial financing for personal reasons, including paying off debt, purchasing materials for housing repairs, buying furniture or redecorating, traveling, and many other purchases and activities. A secured personal loan allows borrowers to buy what they need at cheaper financing.

    Get Started Today!

    Now that you understand how car title loans work, come visit us in Westminster near Huntington Beach, California and get back on the road! Visit us at 15182 Goldenwest St., Westminster or call (949) 566-8170 right now for a quick consultation. We also offer simple online forms that you can email in for a free, no obligation quote. We can answer all your questions, instruct you how to fill out the paperwork and help you feel at ease about your decision.

    Got questions? Visit us at www.titleloansorangecounty.com/faq

    Car Title Loan Amounts

    Sample offering of typical car title loan amounts on certain model cars

    Year of Car Make of Car Model Trim Typical Loan Amount
    2006 Toyota Corolla LE Sedan 4D $7,000 to $7,500
    2007 Acura RL 3.5 Sedan 4D $16,000 to $17,500
    2006 Nissan Maxima GXE Sedan 4D $4,000 to $4,500

    Disclaimer: loan amounts may vary depending on market conditions, credit, condition, mileage, and other.

    Title Loans Torrance

    See what a fast Torrance title loans company can do for your immediate need in life today. Title loans in Torrance may be just what you need to tackle whatever life’s thrown at you. It’s possible that a medical bill came in that you didn’t expect. Or you may have just searched for “title loans Torrance company” because your living situation just increased and now you need more money this month for your car payment.

    You’ve come to the right place for your cash car title loan in Torrance since our company led the charge almost a decade ago in the industry. With more than ten years of experience we can help you find the perfect pink slip title loan for your specific needs.

    Torrance Car Title Loans

    We have title loan packages from $2,510 to $20,000! And don’t even worry about having bad credit because our team can still help you get your Torrance car title loans. Now, courtesy of Title Loans Orange County, you can pay off that hospital bill this month, or your house payment.

    With our Torrance title loan company, you can bet on a fast and friendly experience in which you can get in and out and back to life. You will be guided by our knowledgeable and smiling title loans crew to get the cash you want quickly.

    Our company led the title loans charge in Southern California over ten years ago

    To learn even more about how a cash auto title loan near Torrance from Title Loans Orange County can be just what you need, click the following: car title loans Torrance, CA.

    Call today if you need:

     

    • Car Title Loans Torrance CA
    • Cash Title Loans Torrance
    • Torrance Title Loan
    • Pink Slip Loans Bad Credit Torrance, CA

     

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