How much money can I borrow?
Ours car title loans start at $2,600 and are based on the actual cash value of the vehicle.
Is there a minimum dollar amount that my car must be worth?
Yes. Typically your car must be worth at least $4000
Do I need to be a California resident?
Yes
Can I keep my car to drive?
Does my prior loan need to be paid off in full?
Maybe not. We may still be able to get you into a new loan. Give us a call to get more information.
Do I need to have good credit to get a loan?
No
Do I need to be currently employed?
No
What if I am on disability or retirement?
Give us a call, we may still be able to fund a loan.
Will there be a pre-payment penalty on my title loan?
No
What is the cost of my credit going to be?
The APR varies depending upon your credit and the value of your vehicle for all qualifying customers, meeting all necessary criteria. Our gold program rates are 35.99%.
Loan amounts start at $2,510 with a term of 24 to 44 months. Loans will be charged an administration fee (origination fee) in an amount ranging from $75 (for loans less than $4999) up to 10% of the loan amount (loans $5000 or above) .
For a typical title loan of $2,510.00 with a 35.99% APR and a 36 month term, the payment is $115.65 and the total scheduled interest is $1,638.40. The interest on the loan may vary depending upon the timing of the payments made. There is no prepayment penalty. This means that you can pay off your loan at any time without penalty, and you will only be charged interest during the time that you have an outstanding balance. However, the administration fee (origination fee) is not refundable.
All loans are subject to specific underwriting criteria and ability to repay. Principal amounts start at $2,510. Restrictions apply. Not all applications will be approved.
Be sure to bring the following required items:
- Pink Slip car title
- Your Drivers License
- The Car
The process normally takes less than 1 hour once you get to the store!